How can I get a Restaurant Business Loans if I am in Oshkosh, WI

Business owner looking happy outside her restaurant

If you tried to get the loan at your bank, and the bank refused to give you the loan or their choices weren’t what you required however, you’re still left with other options in Oshkosh, WI!

Restaurant business funding options are readily available in the area of Oshkosh, Wisconsin

Line of Credit

An approved business proprietor is given an open line credit from a brick-and mortar bank or an alternative lender. The standard is a monthly or annual spending limit, and it must be paid each month or every year before a company can take out additional credit. This can be beneficial for two reasons:

  • It grants business owners working capital when they need it and the flexibility to decide what amount they’ll need.
  • It can help business owners improve their business credit score

Use to manage cash flow to purchase more inventory or to cover other unexpected expenses.

Get a revolving line of credit, that provides access to money whenever you need it.


A cozy table at restaurant against a bar rack

Term Loan

Use for investments in your business, like major purchases or expansion projects.

You can get the funds you require early, at great rates, with the option to apply to get more when you need. This could be great option for you if you’re working with a flexible schedule for your venture or if you begin your search for funding far in advance of the time you need to have cash on hand.


View of an empty outdoor restaurant on the beach.

SBA (Small Business Administration) Loan

In essence, a Small Business Administration, or SBA, loan is a loan of funds from The U.S. Small Business Administration

SBA loans typically require applicants to provide substantial amounts of collateral, either business or personal, to support their loan to prove their personal involvement in the venture. SBA loans also come with long application procedures that could run for months or weeks and require applicants to provide years of financial statements and produce receipts for each large purchase the business conducted over several years. SBA loans could be a fit for you especially if your project is on a open timeline and doesn’t require funds immediately. SBA loans also provide flexibility with regards to the amount of funding available. Many SBA-approved lenders offer loans that are up to $5.5 million. This is the highest amount permitted to be granted by SBA.

Restaurant Business Loan Calculator in Oshkosh, WI

Calculator Disclaimer:

These calculators are designed as an aid , not to replace user-defined parameters. The default values are hypothetical and might not be suitable to the particular situation. Before you decide to rely on the values, seek the advice of an expert in finance.


If you would like a quote or you just want know what other options you have in Oshkosh, WI, please fill the form below:



The website’s operator is not an actual lender however, it does not make proposals for loans, nor is not a broker of online loans to lending partners or lenders. Visitors who visit are paired with a lender or a lending party, and redirecting them to lenders or lending partners that provide lending services for businesses. loan products.