How can I get a Restaurant Business Loans if I am in Huntington, WV

Business owner smiles outside her restaurant

If you’ve tried obtaining a loan at your bank, and or they declined to offer you a loan or the loan options offered weren’t the best fit for you there are plenty of options in Huntington, WV!

Restaurant business funding solutions are accessible in the region of Huntington, West Virginia

Line of Credit

An approved business owner can be given an open line credit from a brick-and-mortar bank or alternative lender. The standard is a monthly or annual spending maximum, which needs to be repaid each month or every year before a business owner can access additional credit. This is advantageous for two reasons:

  • It provides business owners with working financial capital whenever they need it as well as the flexibility to decide how much they’ll need
  • It assists business owners to improve their business credit score

Utilized to manage cash flow to buy more inventory or for any other unexpected expense.

You can benefit from a rotating credit line that gives you access money whenever you need it.


Cosy table at restaurant against a bar rack

Term Loan

You can use it for investing in your business, such as project expansion or for large purchases.

Find the money you require on a short notice at competitive rates with the option of applying for more if needed. This could be a ideal option if you are able to adjust the timeline in your project, or you start looking for funding long before when you’ll need cash on hand.


View of an empty outdoor restaurant at the beach.

SBA (Small Business Administration) Loan

The Small Business Administration, or SBA, loan is a loan of funds from The U.S. Small Business Administration

SBA loans typically have applicants depositing an amount of collateral, either business or personal, to back the loan to justify their personal investment in the venture. SBA loans also come with long-winded application processes that can stretch for months or weeks and require applicants to file several years of financial statements and provide receipts for every major purchase the business has made over the course of many years. SBA loans might be the right choice for you in the event that your venture has a flexible timeframe and you don’t require funds immediately. SBA loans are also flexible in regards to the amount of financing available. Many SBA-approved lenders will issue loans that range from $5.5 million, the maximum amount allowed per SBA.

Restaurant Business Loan Calculator in Huntington, WV

Calculator Disclaimer:

These calculators are intended to serve as an aid , not to replace user-defined parameters. The default numbers are not guaranteed and may not be relevant to your specific circumstances. Before you base your decisions on the figures , get advice from an expert in finance.


If you would like a quote or you just want know what other options you have in Huntington, WV, please fill the form below:



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