How to obtain a Restaurant Business Loans if I am in Brookhaven, WV

Business owner looking happy outside her restaurant

If you’ve tried to secure a loan from your banking institution but either they refused to give you the loan or the options they offered were not what you need If you’re in the market for a loan, there are more options in Brookhaven, WV!

Restaurant business funding options are available within the state of Brookhaven, West Virginia

Line of Credit

An approved business owner can be given a free line of credit from brick-and-mortar banks or alternative lender. There is typically a spending limitation, which must be paid out either each month or every year before a business can obtain additional credit. This is advantageous for two reasons:

  • It gives business owners working cash when they require it and gives them the ability to determine how much they’ll require
  • It helps business owners improve their business credit score

Cash flow management is an effective method to manage cash for purchasing more inventory or other unexpected expenses.

Get a revolving credit line, which provides access to cash whenever you require it.


Cosy table at restaurant against an armoire for bars

Term Loan

Make use of it to fund your company, for example expanding projects or purchases of large amounts.

Get the funds you need upfront with great rates, and the possibility of applying for more as needed. It could be a beneficial option if there’s a flexable timeline for your venture or if you begin your search for funding before the time you’ll need cash in your bank.


View of empty outdoor restaurant on the seashore.

SBA (Small Business Administration) Loan

The Small Business Administration, or SBA, loan is a loan of funds from The U.S. Small Business Administration

SBA loans generally require applicants to put down large amounts of collateral, either business or personal, for backing the loan to demonstrate their personal involvement in the venture. SBA loans also have lengthy application processes that can take weeks or even months and require applicants to file years of financial statements as well as make receipts for each large purchase the business done over several years. SBA loans could be suitable for your needs when your business has a flexible timeline and you don’t require cash on hand in a short time. SBA loans are also flexible when it comes to the amount of financing available. Some SBA-approved lenders may originate loans that are up to $5.5 million, the maximum amount allowed to be granted by SBA.

Restaurant Business Loan Calculator in Brookhaven, WV

Calculator Disclaimer:

These calculators were designed to be used as an aid and not to replace the user-defined parameters. The default numbers are not guaranteed and may not be suitable to your specific circumstances. Before you take a stance on the numbers, seek the advice of an expert in financial matters.


If you would like a quote or you just want know what other options you have in Brookhaven, WV, please fill the form below:



The operator of this website is not a lender nor does it make any loans offers, and does not offer online loans to lending partners or lenders. Visitors who go to are connected with a lender or an lending partner and transferred to lenders only or lending partners who provide business loan products.